prd I think you have answered the problem and the problem is governments don't care, all the way down to local councils that are all on a money grab to get the maximum they can from rates on the smallest property, so jamb as many people into the smallest space for maximum return. As for retirees moving to regional areas, that has gone on for decades but what you end up with is towns full of retirees and that does not help a town or region grow, they sort of stagnate